:root {
  --navy:   #0d1b3e;
  --gold:   #c9962a;
  --gold-lt:#e8b84b;
  --cream:  #faf8f3;
  --white:  #ffffff;
  --slate:  #4a5568;
  --lgray:  #f0eff0;
  --border: rgba(201,150,42,.25);
  --radius: 12px;
  --shadow: 0 4px 32px rgba(13,27,62,.10);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--cream);color:var(--navy);line-height:1.65;overflow-x:hidden}
a{color:inherit}
img{max-width:100%;display:block}
.skip-link{position:absolute;top:-999px;left:0;background:var(--gold);color:var(--navy);padding:8px 16px;font-weight:600;z-index:9999}
.skip-link:focus{top:0}
.topbar{background:var(--navy);color:rgba(255,255,255,.75);font-size:.8rem;padding:8px 0;text-align:center}
.topbar a{color:var(--gold-lt);text-decoration:none;margin:0 12px}
.topbar a:hover{text-decoration:underline}
header{position:sticky;top:0;z-index:1000;background:var(--white);border-bottom:2px solid var(--border);box-shadow:var(--shadow)}
.nav-inner{max-width:1180px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:14px 24px;gap:18px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-icon{width:44px;height:44px;background:var(--navy);border-radius:10px;display:flex;align-items:center;justify-content:center}
.logo-icon svg{width:26px;height:26px;fill:var(--gold)}
.logo-text{line-height:1.1}
.logo-text strong{display:block;font-family:'Playfair Display',serif;font-size:1.05rem;color:var(--navy);font-weight:900}
.logo-text span{font-size:.7rem;color:var(--slate);letter-spacing:.08em;text-transform:uppercase}
nav{display:flex;align-items:center;gap:4px}
nav a{font-size:.88rem;font-weight:500;color:var(--navy);text-decoration:none;padding:8px 14px;border-radius:8px;transition:background .2s,color .2s}
nav a:hover, nav a.active{background:var(--lgray);color:var(--gold)}
.nav-dropdown{position:relative}
.nav-dropdown > a::after{content:' ▾';font-size:.7rem}
.dropdown-menu{display:none;position:absolute;top:100%;left:0;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);min-width:220px;padding:8px 0;z-index:200}
.nav-dropdown:hover .dropdown-menu{display:block}
.dropdown-menu a{display:block;padding:10px 20px;font-size:.86rem;border-radius:0}
.dropdown-menu a:hover{background:var(--lgray)}
.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 22px;border-radius:8px;font-weight:600;font-size:.88rem;cursor:pointer;border:none;text-decoration:none;transition:transform .15s, box-shadow .15s}
.btn:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(0,0,0,.15)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-navy{background:var(--navy);color:var(--white)}
.btn-outline{background:transparent;border:2px solid var(--gold);color:var(--gold)}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}
.hamburger span{display:block;width:24px;height:2px;background:var(--navy);border-radius:2px;transition:.3s}
.hero{position:relative;background:linear-gradient(135deg,var(--navy) 0%,#1a3a6e 60%,#0d2855 100%);color:var(--white);padding:88px 24px 80px;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}
.hero-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1fr 420px;gap:60px;align-items:center;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(201,150,42,.2);border:1px solid var(--gold);border-radius:100px;padding:6px 16px;font-size:.78rem;font-weight:600;color:var(--gold-lt);letter-spacing:.06em;text-transform:uppercase;margin-bottom:20px}
.hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.2rem,4.5vw,3.4rem);font-weight:900;line-height:1.12;margin-bottom:22px}
.hero h1 em{font-style:normal;color:var(--gold-lt)}
.hero-sub{font-size:1.05rem;color:rgba(255,255,255,.8);max-width:560px;margin-bottom:36px;line-height:1.7}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:40px}
.hero-stats{display:flex;gap:36px;flex-wrap:wrap;padding-top:28px;border-top:1px solid rgba(255,255,255,.15)}
.hero-stat strong{display:block;font-family:'Playfair Display',serif;font-size:1.8rem;font-weight:700;color:var(--gold-lt)}
.hero-stat span{font-size:.82rem;color:rgba(255,255,255,.65)}
.quick-quote-card,.panel-card,.lead-form-card{background:var(--white);border-radius:16px;padding:32px 28px;box-shadow:0 24px 64px rgba(0,0,0,.18);color:var(--navy)}
.quick-quote-card h3,.panel-card h3,.lead-form-card h3{font-family:'Playfair Display',serif;font-size:1.3rem;margin-bottom:6px}
.quick-quote-card p,.panel-card p,.lead-form-card>p{font-size:.84rem;color:var(--slate);margin-bottom:20px}
.form-row{margin-bottom:14px}
.form-row label{display:block;font-size:.78rem;font-weight:600;color:var(--slate);margin-bottom:5px;text-transform:uppercase;letter-spacing:.04em}
.form-row input,.form-row select,.form-row textarea{width:100%;padding:11px 14px;border:1.5px solid #dde2ea;border-radius:8px;font-size:.9rem;font-family:inherit;color:var(--navy);background:var(--cream);transition:border-color .2s;outline:none}
.form-row input:focus,.form-row select:focus,.form-row textarea:focus{border-color:var(--gold)}
.form-row textarea{resize:vertical;min-height:80px}
.form-consent{font-size:.75rem;color:var(--slate);margin:10px 0 16px;display:flex;gap:8px;align-items:flex-start}
.form-consent input[type="checkbox"]{margin-top:2px;flex-shrink:0}
.form-status{display:none;padding:12px;border-radius:8px;font-size:.86rem;font-weight:500;text-align:center;margin-top:10px}
.form-status.success{background:#d1fae5;color:#065f46;display:block}
.form-status.error{background:#fee2e2;color:#991b1b;display:block}
.trust-bar{background:var(--white);border-bottom:1px solid var(--border);padding:18px 24px}
.trust-bar-inner{max-width:1180px;margin:0 auto;display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:32px}
.trust-item{display:flex;align-items:center;gap:10px;font-size:.84rem;font-weight:500;color:var(--slate)}
.trust-item svg{width:20px;height:20px;fill:var(--gold)}
section{padding:80px 24px}
.section-inner{max-width:1180px;margin:0 auto}
.section-label{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.section-title{font-family:'Playfair Display',serif;font-size:clamp(1.7rem,3vw,2.4rem);font-weight:900;line-height:1.2;color:var(--navy);margin-bottom:14px}
.section-desc{color:var(--slate);max-width:640px;font-size:.97rem}
.products{background:var(--lgray)}
.products-grid,.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:24px;margin-top:48px}
.product-card,.info-card{background:var(--white);border:1.5px solid var(--border);border-radius:14px;padding:28px 26px;transition:box-shadow .25s,transform .25s,border-color .25s;position:relative}
.product-card:hover,.info-card:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(13,27,62,.12);border-color:var(--gold)}
.product-card.featured::before{content:'Popular';position:absolute;top:16px;right:16px;background:var(--gold);color:var(--navy);font-size:.7rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:3px 10px;border-radius:100px}
.product-icon,.info-icon{width:52px;height:52px;background:linear-gradient(135deg,var(--navy),#1a3a6e);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--gold)}
.product-icon svg,.info-icon svg{width:26px;height:26px;fill:currentColor}
.product-card h3,.info-card h3{font-family:'Playfair Display',serif;font-size:1.15rem;margin-bottom:10px;color:var(--navy)}
.product-card p,.info-card p{font-size:.87rem;color:var(--slate);line-height:1.65;margin-bottom:18px}
.product-card a,.text-link{font-size:.84rem;font-weight:600;color:var(--gold);text-decoration:none;display:inline-flex;align-items:center;gap:4px}
.product-card a:hover,.text-link:hover{text-decoration:underline}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start;margin-top:48px}
.why-list,.check-list{display:flex;flex-direction:column;gap:22px}
.why-item,.check-item{display:flex;gap:16px}
.why-num,.check-icon{flex-shrink:0;width:42px;height:42px;background:var(--navy);color:var(--gold);border-radius:10px;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1rem;font-weight:700}
.why-item h4,.check-item h4{font-size:.97rem;font-weight:600;margin-bottom:4px}
.why-item p,.check-item p{font-size:.86rem;color:var(--slate)}
.why-visual,.dark-panel{background:linear-gradient(135deg,var(--navy) 0%,#1a3a6e 100%);border-radius:20px;padding:40px;color:var(--white)}
.review-card,.quote-block{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:12px;padding:22px;margin-bottom:16px}
.review-stars{color:var(--gold-lt);font-size:1rem;margin-bottom:8px}
.review-text{font-size:.87rem;color:rgba(255,255,255,.85);line-height:1.6;margin-bottom:12px}
.review-author{font-size:.8rem;font-weight:600;color:var(--gold-lt)}
.lead-section{background:var(--navy);color:var(--white)}
.lead-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1fr 540px;gap:60px;align-items:start}
.lead-left h2{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3vw,2.6rem);font-weight:900;line-height:1.15;margin-bottom:18px}
.lead-left h2 em{font-style:normal;color:var(--gold-lt)}
.lead-left p{color:rgba(255,255,255,.75);font-size:.97rem;margin-bottom:32px}
.lead-features{display:flex;flex-direction:column;gap:14px}
.lead-feat{display:flex;align-items:center;gap:12px;font-size:.9rem}
.lead-feat svg{width:18px;height:18px;fill:var(--gold);flex-shrink:0}
.pipeline-note{margin-top:16px;padding:12px 14px;background:var(--lgray);border-radius:8px;font-size:.78rem;color:var(--slate)}
.pipeline-note strong{color:var(--navy)}
.faq-list{margin-top:48px;display:flex;flex-direction:column;gap:12px;max-width:760px}
.faq-item{border:1.5px solid var(--border);border-radius:10px;overflow:hidden}
.faq-q{display:flex;align-items:center;justify-content:space-between;padding:18px 22px;cursor:pointer;font-weight:600;font-size:.93rem;background:var(--white);user-select:none}
.faq-q:hover{background:var(--lgray)}
.faq-q .faq-icon{flex-shrink:0;width:24px;height:24px;background:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:1rem;transition:transform .3s}
.faq-item.open .faq-icon{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease;background:var(--white);padding:0 22px;font-size:.88rem;color:var(--slate);line-height:1.7}
.faq-item.open .faq-a{max-height:240px;padding:0 22px 18px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;margin-top:48px}
.contact-info-block{display:flex;flex-direction:column;gap:22px}
.contact-info-item{display:flex;gap:14px}
.contact-info-icon{width:44px;height:44px;flex-shrink:0;background:linear-gradient(135deg,var(--navy),#1a3a6e);border-radius:10px;display:flex;align-items:center;justify-content:center}
.contact-info-icon svg{width:20px;height:20px;fill:var(--gold)}
.contact-info-item h4{font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--slate);margin-bottom:4px}
.contact-info-item a,.contact-info-item p{color:var(--navy);font-size:.93rem;text-decoration:none}
.contact-info-item a:hover{color:var(--gold)}
.map-placeholder{width:100%;height:220px;background:linear-gradient(135deg,#e8ecf4,#d5dce8);border-radius:12px;display:flex;align-items:center;justify-content:center;text-align:center;font-size:.85rem;color:var(--slate);border:1px solid var(--border);margin-top:16px;padding:18px}
.page-hero{position:relative;background:linear-gradient(135deg,var(--navy) 0%,#1a3a6e 60%,#0d2855 100%);color:var(--white);padding:72px 24px}
.page-hero-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1fr 380px;gap:44px;align-items:center}
.breadcrumbs{font-size:.84rem;color:rgba(255,255,255,.75);margin-bottom:16px}
.breadcrumbs a{text-decoration:none;color:var(--gold-lt)}
.breadcrumbs a:hover{text-decoration:underline}
.page-hero h1{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);line-height:1.15;margin-bottom:16px}
.page-hero p{max-width:680px;color:rgba(255,255,255,.82)}
.stat-band{background:var(--white);border-bottom:1px solid var(--border);padding:24px}
.stat-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat-box{background:var(--cream);border:1px solid var(--border);border-radius:14px;padding:20px}
.stat-box strong{display:block;font-family:'Playfair Display',serif;font-size:1.5rem;color:var(--navy)}
.stat-box span{font-size:.84rem;color:var(--slate)}
footer{background:var(--navy);color:rgba(255,255,255,.7);padding:60px 24px 28px}
.footer-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:48px}
.footer-brand p{font-size:.87rem;line-height:1.7;margin-top:14px;max-width:300px}
footer h4{font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-lt);margin-bottom:14px}
footer ul{list-style:none;display:flex;flex-direction:column;gap:8px}
footer ul li a{color:rgba(255,255,255,.65);text-decoration:none;font-size:.86rem;transition:color .2s}
footer ul li a:hover{color:var(--gold-lt)}
.footer-contact-list{display:flex;flex-direction:column;gap:10px}
.footer-contact-list a{color:rgba(255,255,255,.65);text-decoration:none;font-size:.86rem;display:flex;align-items:flex-start;gap:8px}
.footer-contact-list a:hover{color:var(--gold-lt)}
.footer-divider{border:none;border-top:1px solid rgba(255,255,255,.1);margin:40px 0 20px}
.footer-bottom{max-width:1180px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.footer-bottom p,.footer-bottom a{font-size:.8rem;color:rgba(255,255,255,.45)}
.footer-bottom a{text-decoration:none;margin-left:16px}
.footer-bottom a:hover{color:var(--gold-lt)}
.float-cta{position:fixed;bottom:24px;right:24px;z-index:500;display:flex;flex-direction:column;gap:10px;align-items:flex-end}
.float-btn{display:flex;align-items:center;gap:10px;background:var(--gold);color:var(--navy);padding:13px 20px;border-radius:100px;font-weight:700;font-size:.88rem;text-decoration:none;box-shadow:0 8px 28px rgba(201,150,42,.5);transition:transform .2s, box-shadow .2s;white-space:nowrap}
.float-btn:hover{transform:translateY(-2px);box-shadow:0 12px 36px rgba(201,150,42,.6)}
.float-btn.call{background:var(--navy);color:var(--white);box-shadow:0 8px 28px rgba(13,27,62,.4)}
.mobile-bar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--white);border-top:1px solid var(--border);padding:10px 16px;z-index:900;gap:10px}
.mobile-bar .btn{flex:1;justify-content:center;font-size:.85rem}
@media (max-width: 900px){
  .hero-inner,.two-col,.lead-inner,.contact-grid,.page-hero-inner{grid-template-columns:1fr}
  .footer-inner{grid-template-columns:1fr 1fr}
  .stat-grid{grid-template-columns:repeat(2,1fr)}
  nav{display:none}
  nav.open{display:flex;flex-direction:column;position:fixed;inset:0;top:72px;background:var(--white);padding:24px;gap:4px;z-index:999;overflow-y:auto}
  .hamburger{display:flex}
  .float-cta{display:none}
  .mobile-bar{display:flex}
  .dropdown-menu{position:static;box-shadow:none;border:none;background:var(--lgray);border-radius:8px}
}
@media (max-width: 560px){
  .footer-inner,.stat-grid{grid-template-columns:1fr}
  .hero-stats{gap:20px}
  .trust-bar-inner{gap:18px}
}